A sector defined by regulation, speed and trust. We advise banks, fintechs, asset managers and financial institutions on the legal framework governing Nigeria's financial system — from CBN licensing to lending transactions and capital markets.
We advise financial institutions, borrowers and investors on the legal dimensions of banking transactions, regulatory compliance and capital market activities in Nigeria.
We advise banks, MFBs, payment service banks and other financial institutions on CBN regulatory compliance — including licensing applications, prudential requirements, corporate governance obligations, reporting requirements and regulatory engagement on compliance matters.
We advise lenders and borrowers on a broad range of credit transactions — including term loans, revolving facilities, syndicated loans, trade finance arrangements and project loans. We prepare and negotiate facility agreements, security documents and related transaction documentation.
We advise on the creation, perfection and enforcement of security interests in Nigeria — including fixed and floating charges, legal mortgages, debentures, pledges, assignments and personal guarantees. Sound security structuring is essential to credit quality; we help lenders get it right.
We advise fintechs on the complex and evolving regulatory environment governing digital financial services in Nigeria — including CBN licensing frameworks, payment system regulation, digital lending guidelines, BNPL arrangements and the regulatory considerations for blockchain-based financial products.
We advise on capital markets transactions — including bond issuances, commercial paper programmes, fund offerings and SEC-regulated securities transactions. We prepare offer documents, trust deeds, subscription agreements and other capital markets documentation.
We advise financial institutions on their ongoing compliance obligations to the CBN and SEC — including periodic reporting, anti-money laundering compliance, consumer protection obligations, foreign exchange compliance and the management of regulatory examinations and inquiries.
We advise fund managers and investment advisers on the structuring, establishment and regulation of investment funds — including SEC-registered mutual funds, private equity funds, real estate funds and other collective investment vehicles, covering fund documentation and ongoing regulatory compliance.
We advise on Shariah-compliant financing structures in Nigeria — including Murabaha facilities, Sukuk issuances, Ijara arrangements and other Islamic finance products. Nigeria's Islamic finance sector is growing; we help institutions and investors access it effectively.
Deposit money banks managing regulatory compliance and lending transactions.
Digital financial service providers navigating the CBN regulatory framework.
Fund managers and investment advisers managing SEC-regulated fund structures.
Corporates accessing bank lending or capital markets for growth or infrastructure.
Selected mandates demonstrating our financial services and banking advisory experience.
Advised CBN and NIBSS on the development, deployment and issuance of AFRIGO, Nigeria's first domestic card scheme.
Advised on incorporation, documentation, compliance and CBN licensing of FUK Microfinance Bank Limited.
Represented NEXIM Bank in debt-recovery proceedings before the Federal High Court and State High Courts.
Advised on registration, licensing, internal-control policies and AML/CFT procedures.
Our team advises banks, fintechs and financial institutions on regulatory compliance, transactions and the evolving framework governing Nigeria's financial system.